What To Say And Not To Say To Insurance Companies

what not to say to insurance companies

Negotiating with an insurance company is complicated and the insurance company will try to minimize your claim. It’s best to schedule a free consultation with an accident lawyer in Orange County. They are professionals and have the experience to handle them.

Things you should know before you talk to an insurance company

You must know what you can and cannot say to an insurance adjuster. Read the following points as they will help you to get an idea of it.

They are never on your side

The insurance company will always want to protect its bottom line. They may easily compensate for settlements with lower values but will hesitate in cases of big settlements. Thus, consulting with professional auto accident lawyers in Orange County is the best option.

They know less about your case than you do

The insurance claim person who you would be consulting knows nothing about your case and would be zero interested in it too. It’s you on your own have to explain and convince the insurance company to explain your accident and get the compensation. It’s crucial to collect enough evidence to make your point.

Take photos of the incident and your injury, collect the bills for the amount you spent, and get the contact information of any witnesses. Thus collect as strong evidence as you can to prove your point and convince the insurance claim agent.

Don’t agree to a recorded statement

Your insurance company can use the recorded statement against you so never record it even if you are asked for it. For example, if you have not yet been to the doctor and record a statement that you aren’t hurt, then later begin feeling neck pain after your car accident and find out you have whiplash, the insurance company can use the fact that you said you weren’t injured against you.

The “Final Offer” Isn’t Really the Final Offer

They will do their best to convince you to accept their final offer.  We suggest that you should not accept it. Remember that your aim is to get the highest compensation you deserve and not fall for what they want to push on you. This is a common tactic that does not mean if you say no, you won’t get a settlement. If the insurance company owes you money, it cannot “rescind” a settlement offer because you turn it down. Instead, your case will go to trial for a better offer. Call an accident lawyer in Orange County if you need help.

Getting an accident lawyer will be of great help as these people are experts in handling them and also they know what injuries are eligible for what compensation.

Accident Attorneys are professional and The Law Offices Of Daniel Kim is the best place in Orange County to get you the desired compensation that you deserve.

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